- Build Credit History - We Report to All 3 Major Credit Bureaus
- 0% APR on All Purchases for the First 6 Months
- No Annual Fees or Monthly Maintenance Fees
- No Credit Check
- No Checking Account Required
- Your Credit Is Not a Factor!
Introductory APR Info
Regular APR
Annual Fee
0% APR for 6 Months
11.24%
$0
Card Review
The Public Savings Bank Classic Secured VISA Card, issued by Public Savings Bank, is ideal for those who are trying to improve their credit.
This is because Public Savings Bank reports card activity to all three major credit bureaus every month.
Because the Public Savings Bank Classic Secured VISA Card is a secured credit card, all applications are accepted, regardless of past credit history, or a lack of credit history.
A secured credit card is one that is secured with a deposit.
The amount of the deposit then becomes the cardholder's credit limit.
The minimum deposit for this card is $300, the maximum is $2,000.
The interest rate for the Public Savings Bank Classic Secured VISA Card is reasonably low, and the Public Savings Bank Classic Secured VISA Card has no annual fee.
The application fee is $75.
Applicants who are interested in improving their credit by using a low interest secured credit card will be best served by what the Public Savings Bank Classic Secured VISA Card has to offer.
Additional Card Details
Overall Rating
5 Stars
Benefit Rating
5 Stars
Issuer
Public Savings Bank
Card Type
Visa
Card Status
Standard
Important Notations
See website for complete terms and conditions of card usage and application disclosure.
Grace Period
25 Days
Minimum Limit
$300
Maximum Limit
$2,000
Minimum Deposit
$300
Over Limit Fee
$20
Cash Advance Fee
The greater of $5 or 3.5% of the cash advanced.
Balance Transfer Fee
n/app
Application Fee
$75
Rebate Minimum
n/app
Rebate Maximum
n/app
Additional Rebates
n/app
Mile Details
n/app
Miles Per Dollar Spent
n/app
Additional Miles
n/app
Miles Work with FF Program
Data
Points Per Dollar Spent
n/app
Point Details
n/app
Additional Points
n/app
Approval Bonus
n/app
First Purchase Bonus
n/app
Balance Transfer Bonus
n/app
Other Bonus
n/app
Bonus Details
n/app
Additional Perks
See website for additional benefits.
